Getting in shape for the new year

Over the last few months we have been attending Dave Ramsey's Financial Peace University at Main Street Baptist Church. We finished the class in December. It was awesome!! We learned so much and met a lot of nice people. Now we make a home budget each month at the beginning the month and spend every dollar on paper. We start with the the things we need first like food, shelter, electricity, etc and then add the loan payments. It is a great concept and I thank God for Dave Ramsey and is willingness to show us hot to live like no one else so we can live like no one else. I don't know how many of you know about his program but it is well worth it. He uses scripture to show you how to live and give. As the bible says: "the borrower is slave to the lender" We want to shake free the bonds of financial slavery. As far as January we have made our budget and can't wait to see how we do. We are looking for that time when we can be the 'giver' that God wants us to be.